Gapura Residence – Gaji | Tips Hemat Uang | Uang
Mengatur keuangan tidak membutuhkan skill yang terlalu sulit untuk dipelajari. Ilmu finansial hanya perlu diasah dengan pengetahuan dan pemahaman mengenai keperluan dan kebutuhan. Sehingga mampu mempersiapkannya dengan baik.
Utang
Tidak bisa mengatur atau mengontrol pengeluaran adalah penyebab adanya utang. Inilah yang mengakibatkan gaji cepat berlalu. Untuk itulah perlu dilakukan pengetatan dalam hal pengeluaran dan menggunakan dana pinjaman.
Dana Darurat
Dana darurat merupakan penyelamat saat ada keperluan yang lebih besar. Jika memang belum membuat dana darurat, ada baiknya uang dari gaji nanti disisihkan untuk tabungan ini.
Dana Bulan Depan
Budget untuk bulan depan harus disesuaikan sebelum mendapatkan uang gajian. Caranya adalah mengelompokkan pengeluaran masa depan, sehingga terlihat jumlah keseluruhannya dan kamu bisa lebih mengontrol diri.
Dengan mengecek beberapa hal di atas tentu diharapkan bisa menjaga agar uang gajian tidak langsung habis.
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